(1) Where do you see us being in five years?
Ten years? Twenty five years? Try to flesh out as much as you can here, but realize that the future isn’t set in stone. The reason for discussing this is so that you have some idea what the dreams and the goals look like for each other.
(2) What does our complete financial state look like?
Lay everything out. Every debt. Every drop of income. Everything. Don’t hide that $4,000 credit card statement, as you’re just building a foundation on top of a lie.
(3) Should we share our money or maintain separate accounts?
Who should be the primary caretaker of the accounts? Many people will argue that any married couple should combine all accounts - my wife and I did not come to that conclusion. Talk it out and figure out what’s right for you. (more…)